How to create allowances in bulk

If you’re managing more than one child — or running a structured savings programme across a school group — creating allowances one at a time gets tedious fast. Bulk allowance creation lets you configure a shared setup once and apply it across multiple children in your family.

This guide assumes you’ve already created at least one allowance before. If you’re starting from scratch, see how to create a weekly allowance for a child or how to create a monthly allowance for a child first.

When bulk creation makes sense

Bulk creation is most useful when:

  • You have three or more children receiving the same base amount (e.g., KES 500 every Friday)
  • You want to launch a new allowance structure at the start of a school term
  • You’re coordinating with a school programme — something schools are increasingly involved in — and need consistent records across kids

It’s less useful when each child has a completely different amount, schedule, or condition attached. In that case, individual setup gives you more precision.

Steps to create allowances in bulk

  1. Open the allowance creation flow. Go to https://kiddy.cash/families/allowance/create. This is the same starting point for both single and bulk allowances.

  2. Select “Multiple children” when prompted. After choosing your family, you’ll be asked whether this allowance applies to one child or several. Select Multiple children. This unlocks the bulk configuration panel.

  3. Configure the shared allowance settings. Set the amount, currency (KES, NGN, GHS, or whichever applies to your family), frequency (weekly, monthly, custom), and start date. These settings will apply uniformly to every child you select in the next step. If children need different amounts, you’ll adjust per-child overrides after.

  4. Select the children to include. A checklist of your family’s registered children appears. Check each child you want to include. Children must have active wallets to receive allowances — if a child’s wallet is inactive or pending KYC verification, they’ll appear greyed out with a status note.

  5. Apply per-child overrides (optional). After selecting children, you can expand any individual child’s row to override the amount or start date for that child specifically. Everything else — frequency, payment method, conditions — inherits from the shared config. This is the right place to account for age-based differences, like giving your older child KES 800 while the younger ones get KES 500.

  6. Review the summary. Before confirming, KiddyCash shows a summary table: child name, wallet, amount, currency, and first payment date. Check this carefully. Errors caught here save you from having to void and recreate records.

  7. Confirm and activate. Tap Create allowances. Each child gets an individual allowance record generated from the shared template. You’ll see them listed separately under Allowances in your family dashboard, which means you can pause, edit, or cancel any one of them independently later.

A note on consistency and financial habits

Consistency matters more than amount size when building money habits in children. If you’re thinking about how to align what you’re doing at home with what children are learning at school, this piece on school-family collaboration on financial education is worth reading before you lock in your setup.

Troubleshooting

  • Child not appearing in the list? Check that they’re linked to your family account and their profile is complete.
  • Wallet greyed out? The child’s wallet may need KYC documents or a parent approval step before it can receive funds.
  • Duplicate allowance warning? KiddyCash flags if a child already has an active allowance with the same frequency. You can override or cancel the existing one from their profile.