How to Delete a Child Investment
Deleting an investment removes it permanently from your child’s portfolio in KiddyCash. This is the right move when a position has been closed, transferred out, or was created in error — but it carries real consequences, so it’s worth understanding exactly what happens before you tap delete.
Note: Deleting an investment does not automatically return funds to your child’s wallet. Reconcile any outstanding balance manually before proceeding.
Before You Delete
If you’re unsure what the investment currently holds, review the position details first. Check the current value, any linked transaction codes, and whether the investment is tied to an active campaign or badge milestone. Deleting mid-cycle can break badge progress and disrupt automated allowance contributions that were routing into the investment.
Also confirm the investment isn’t being used as a savings vehicle tied to a subscription plan — removing it while a subscription is active will cause the next disbursement to fail silently.
Steps to Delete a Child Investment
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Open your family dashboard. Log in to KiddyCash and navigate to Family → [Your Child’s Name] → Investments.
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Locate the investment. Find the specific investment you want to remove. If your child holds multiple positions — say, a money market unit trust denominated in KES alongside a locked savings plan — make sure you’re selecting the correct one.
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Open the investment detail page. You can access it directly at:
https://kiddy.cash/family/kiddy/account/investment/:investment_idReplace:investment_idwith the actual ID shown in your dashboard URL or investment summary. -
Tap the options menu. Select the three-dot menu (⋮) in the top-right corner of the investment detail screen.
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Select “Delete Investment”. A confirmation prompt will appear outlining what will be removed — including linked transaction history and any associated badges.
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Confirm the deletion. Enter your KiddyCash PIN or approve via your linked authentication method. For accounts verified through M-Pesa KYC, you may receive an additional confirmation prompt on your registered mobile number.
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Check your child’s wallet. After deletion, navigate back to your child’s wallet to confirm balances reflect the change. If funds were tied to the investment and need to be reallocated, do this manually through a wallet transfer or by creating a replacement investment.
What Gets Deleted — and What Doesn’t
| Removed | Retained |
|---|---|
| Investment record and name | Transaction history (audit log) |
| Linked contribution schedule | Badge progress snapshots |
| Campaign association | KYC/KYB verification status |
Transaction history is retained for compliance purposes and will still appear in your family’s downloadable reports. This matters especially for families running a small business account or school savings group within KiddyCash, where financial records may need to stay intact.
Common Reasons to Delete
- The investment provider closed the product (common with informal chamas and savings circles in Nairobi and other urban centres)
- You restructured your child’s financial goals and are starting fresh
- The investment was created as a test entry and holds no real value
- You’re offboarding a child profile from the family account entirely
If allowances are a core part of how you’ve structured your child’s finances — and they should be — it’s worth reading why allowances matter for modern families and how allowances work as a family financial tool to think through how to rebuild after removing an investment.