How to Handle an Investment That Should Be Removed

When a simulated holding no longer reflects your child’s learning goals — or was created in error — keeping it around adds noise to their portfolio view and can skew the numbers they’re tracking. Deleting the position cleanly is the right move, but there are a few things worth understanding before you tap that button.

Symptoms That Point to This Problem

  • The investment appears in your child’s portfolio but the underlying asset or scenario is no longer relevant (for example, you set up a practice holding in a Nairobi-listed stock during a school project that has since ended).
  • The position shows a stale price or hasn’t updated because you stopped funding its simulation.
  • Your child’s total simulated balance looks inflated compared to what they’re actually learning to manage, making it harder to connect the exercise to real KES values.
  • You created a duplicate when setting up the investment and now have two entries for the same asset.

Why This Happens

Simulated investments in KiddyCash are standalone records tied to a child’s account — they don’t expire automatically. Unlike allowance cycles or subscription schedules, there’s no built-in rule that removes a position when a goal is met or a school term ends. This means:

  • Completed projects leave orphaned positions. If you used the investment feature to mirror a class exercise, finishing the term doesn’t close the position.
  • Manual data entry errors persist. A wrong ticker, wrong currency, or wrong quantity entered at creation stays until you act.
  • Account restructuring creates clutter. If you’ve reorganised how your family tracks savings — for instance, splitting a joint child account into separate wallets for two siblings — old positions from the merged view may carry over without context.

These aren’t bugs. They reflect how flexible the investment feature is, which is also why parents who’ve read up on using allowances as a family financial tool sometimes build elaborate portfolio simulations that later need pruning.

How to Remove the Investment

Before deleting, review the investment details to confirm you’re removing the correct position — especially if the child has multiple holdings with similar names.

Steps:

  1. Open the KiddyCash app and navigate to your family dashboard.
  2. Select the child whose investment you want to remove.
  3. Go to Investments under their account section.
  4. Tap the specific holding to open its detail view. You can access it directly at: https://kiddy.cash/family/kiddy/account/investment/:investment_id — replace :investment_id with the actual ID shown in the URL when you open the position.
  5. Tap the More options menu (three dots, top right).
  6. Select Delete position.
  7. Confirm the deletion. This action is permanent and cannot be undone.

What gets removed: The position record, its price history within KiddyCash, and any associated notes. The child’s wallet balance and transaction history are not affected.

What doesn’t change: Any badges the child earned through the investment activity remain. Learning milestones tied to the position are preserved in their profile.

Things to Consider First

  • If you’re removing an investment because the child has lost interest rather than because it’s irrelevant, it may be worth having a conversation before deleting — research shows that continuity matters more than performance in early financial education. The principles behind why allowances matter for modern families apply equally to investment simulations.
  • If the account is shared with a co-parent or guardian, coordinate before deleting. There’s no recovery path once confirmed.
  • For schools or campaigns linked to the child’s account, check whether the investment was part of a structured programme before removing it unilaterally.